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And what’s more, these policies include, as standard, extra benefits for which some insurers may charge extra, or don’t offer at all! For example:

* 15% discount when you purchase Zurich Home Solutions insurance online.

* Automatic increase of sum insured by £5,000 during December and January and 1 month before or after a family wedding, to cover gifts.

* Cover for loss or damage to office equipment used by you for your business, trade or profession (up to £10,000 limit)

* Cover for loss or damage to items in your garden ie, children’s toys, garden furniture, pots and/or containers (up to £1,000 limit)

* Cover for replacing the cost of food and drink in the event that your fridge/freezer breaks down (up to a reasonable cost)

Plus, a range of optional extras for you to choose from. As with all insurance policies, please remember that conditions apply - for a summary of key policy benefits, visit Zurich’s secure website for an instant quote, immediate cover and an online discount.

To arrange your home insurance quote online with Zurich or for more information about their policies please click on the "Quote" button or advertisement below.